Chapter 7: The Safe Deposit Box Patricia Never Found
At 6:17 that evening, the investigator called with the first piece of good news we'd received since my birthday.
"Emily, I found a possible match for the key.""
I stood beside the kitchen window at Lauren's apartment, watching rain slide down the glass.
"Where?""
"A private document-storage facility in downtown Chicago. The facility has numbered compartments, including one marked 214. The original registration records are old, so we need to confirm who owns the compartment before anyone attempts to access it.""
"Can we go there tonight?""
"We can make inquiries, but access will depend on their records and whatever authorization they require.""
I looked across the room at Sarah, who was helping Margaret organize copies of Dad's letter.
"Please do whatever you can.""
"I'll meet you there tomorrow morning.""
When I ended the call, Sarah looked up.
"Is that the place Dad was talking about?""
"We think so.""
She sat back.
"I keep remembering things. Small things. Things I thought didn't matter.""
"Like what?""
"About six months before Dad died, Patricia called our house. She said she wanted to discuss a financial matter involving Dad's old business contacts.""
I frowned.
"Patricia called you?""
"Yes. She asked whether Dad had ever mentioned Richard's company. I told her I didn't know what she meant. She got angry and said Dad had no business interfering in the Carters' affairs.""
A chill crept over me.
"Did you tell Dad?""
"I did. He told me never to speak to Patricia about money again.""
Sarah looked down at the letter.
"I thought he was being paranoid.""
"Maybe he was trying to protect us.""
Neither of us spoke for a moment.
Then my phone lit up with an incoming call from an unknown number.
I answered cautiously.
"Hello?""
A man's voice responded.
"Emily Carter?""
"Who's asking?""
"My name is Michael Hayes.""
I nearly dropped the phone.
Patricia's lover.
The man whose photograph had started the collapse of the Carter family.
"What do you want?""
"I need to speak with you before tomorrow's board meeting.""
"I have nothing to say to you.""
"Then listen. Patricia has the original agreement, and she's planning to use it to take control of Richard's company. But she's not telling you the whole story.""
I glanced at Margaret, who had entered the kitchen with a folder under her arm.
"Why should I believe you?""
"You shouldn't. That's why I'm offering to show you the records.""
"What records?""
"The payment instructions. The original transfer orders. Everything Patricia gave me.""
My pulse quickened.
"Why would you keep those?""
"Because I knew one day she'd decide I was more useful as a scapegoat than a partner.""
I almost laughed.
"You're asking me to trust you after helping her steal money?""
"I'm asking you to hear what happened before she destroys everyone involved.""
I hesitated.
"Where are you?""
"At the Meridian Hotel, near the river. Room 612. Come alone.""
"No.""
He exhaled.
"Fine. Bring your attorney. But come tonight. Patricia is meeting with the board first thing tomorrow, and once she presents the agreement, things will become much harder to reverse.""
The call ended.
I immediately showed Margaret the number and explained the conversation.
She shook her head.
"We're not meeting him alone, and we aren't entering a private hotel room without precautions. I'll contact our investigator and arrange a safer way to obtain whatever evidence he claims to possess.""
Richard, who had joined us by video call, leaned toward his camera.
"Michael is a liar. He's been taking money from my company for more than a year.""
"Then his records may prove that," Margaret replied.
"We need evidence, not assumptions.""
Richard rubbed his face.
"If Patricia takes control of the voting shares, she could remove me from the company I built.""
"And if the original agreement implicates Emily's father, we need to establish whether the document is authentic," Margaret said.
"Nobody should sign anything tomorrow until the disputed records have been examined.""
I looked at the photograph of Dad's letter on the table.
He had spent his final months trying to expose something.
Whatever Michael knew, it might finally tell us why.
An hour later, our investigator confirmed that Michael had agreed to meet at the hotel's public lounge instead. Margaret would attend, and the investigator would remain nearby.
When we arrived, Michael was sitting alone beside a window overlooking the river.
He looked older than he had in the photographs. His expensive suit was rumpled, and a paper cup of untouched coffee sat before him.
He stood when he saw us.
"Emily.""
"Don't act as if you know me.""
He lowered his eyes.
"Fair enough.""
Margaret took the chair opposite him.
"You said you have records relevant to the disputed loan and share agreement. What exactly are you offering?""
Michael opened a leather folder.
Inside were printed emails, payment instructions, and copies of corporate documents. He pushed them across the table without touching the coffee.
"I was hired by Patricia to establish Northbridge Consulting. She said the company would be used for legitimate investment transactions.""
"And the money?"" Margaret asked.
"Some was supposed to fund a property acquisition. Some was used to repay an earlier private loan. But Patricia also instructed me to move money between accounts so the transactions wouldn't appear connected.""
"Did you know the transfers might be unauthorized?""
Michael looked at me.
"Not at first.""
"That isn't an answer.""
He swallowed.
"Eventually, yes. I should have stopped. I didn't.""
Margaret's expression remained cold.
"Why?""
"Because I was involved with Patricia, and because she'd promised me a share of the business if everything worked.""
There it was.
Greed, dressed up as romance.
I opened the next document.
It was an email from Patricia dated eleven months earlier.
Once the voting rights transfer is complete, Richard won't be able to block the restructuring. The company will belong to us.
I read it twice.
"Us?""
Michael nodded.
"She intended to transfer control to a holding company. I was supposed to manage it.""
"And where did my name come into this?""
He reached into the folder and removed a document with my name printed at the top.
"This is the registration instruction I received. Patricia told me you were a silent investor who had agreed to hold the company temporarily.""
"I never agreed to anything.""
"I know that now.""
"How could you possibly know that?""
"Because I asked Daniel for proof that you'd consented. He sent me a scanned signature page. I later discovered it had been copied from another document.""
Margaret immediately took the page.
"Do you still have the original email?""
"Yes.""
"Preserve it. We will need the full electronic record, not just this printout.""
Michael nodded.
Then he removed one final document.
It was a photocopy of an agreement dated December 2019.
My father's name appeared on the first page.
Beneath it, in smaller print, was a clause describing a conditional transfer of voting rights in Carter Financial Group.
My heart began to pound.
"This is the agreement Daniel mentioned.""
Michael nodded.
"Patricia has the original. She believes it gives her the right to take control of the company if the old debt is called in.""
"But why would my father sign it?""
Michael looked uncomfortable.
"I don't know whether he signed it. Patricia told me he had guaranteed the original financing, but I never saw him in person.""
"Then why is his name here?""
"Because the agreement was prepared using his identity.""
Margaret leaned forward.
"Are you saying the signature may be forged?""
"I'm saying I can't verify it. But Patricia was furious when she learned someone had discovered the original records. She told me your father had refused to cooperate before he died.""
I thought of Dad's letter.
He had refused to sign a statement he believed was false.
Perhaps he had refused to sign this, too.
I turned to the final page of Michael's copy.
There was a handwritten notation in the margin.
*Original collateral instrument held in compartment 214.*
I looked up sharply.
"The storage key.""
Michael blinked.
"What key?""
I explained that Dad had left us a brass key marked 214.
For the first time, Michael looked genuinely frightened.
"Then Patricia may not have the original after all.""
"What do you mean?""
"She told me she had searched your father's records and found nothing. She assumed he had destroyed the original collateral instrument.""
Margaret closed the folder.
"We'll verify the storage records through the proper channels.""
Michael leaned toward me.
"There's something else you need to understand. Patricia isn't planning to stop at the company.""
"What else does she want?""
He looked directly into my eyes.
"Your house.""
The room seemed to grow colder.
"Why?""
"Because the disputed guarantee lists your property as collateral. If the debt is enforced, she believes she can use the resulting claim to force a sale.""
I stared at him.
"She tried to make me homeless to gain control of Richard's company?""
Michael didn't answer.
He didn't need to.
My phone vibrated.
A message from an unknown number appeared.
It contained a photograph of my front door.
Beneath it were six words.
*Return the key, or Sarah pays.*
My blood turned to ice.
I called Sarah immediately.
She answered on the first ring.
"Emily?""
"Where are you?""
"At Lauren's apartment. Why?""
"Stay inside. Don't open the door for anyone.""
"What's happened?""
I sent her the photograph.
A moment later, she whispered, "Someone just tried the door.""
I stood so quickly that my chair toppled backward.
"Sarah, get away from the entrance!""
Then I heard a crash through the phone.
A man's voice shouted something I couldn't understand.
May you like
Sarah screamed.
And the call went dead.